Every business runs on the credit facility and business credit cards are the newest version of that. By using these cards you can accomplish and manage all your finances at your fingertips. Here I have shared some best business credit cards and their multiple benefits. Just check out them below.
Business Credit Cards Benefits
Business cards provide multiple benefits to you and your business. Some major benefits are as follows.
- You can track all your Expenses
- Lower the Financial Burden
- Rewards Points Benefits
- Fully Secured
- Facilitates all kind of Online Transactions
Documents Required for Business Credit Cards
You should keep all the required documents on one plate to avoid any kind of mistake and unnecessary hurdle. Here are the most common documents you will need while applying for a business credit card.
- Age Proof
- Identity Proof
- Address Proof
- Income Proof as a balance sheet or profit & loss statements
- Trade License
- MOA if you are running a business in partnership
Best Business Credit Cards in India
Here I have shared some best business credit cards in India and their advantages. Just have a look and choose the right one that fits your requirements.
HDFC Bank Business MoneyBack Credit Card
- For every transaction of INR 150, you will get 2 Reward points (100 Rewards Points = INR 40)
- 3 times Rewards if you transact INR 150 for Travel, Air, Hotel bookings, eCommerce or Dining
- At Various domestic airports, you will get free access to lounges
- Fuel Surcharge Waiver while making the transaction of INR 400 to INR 5000
- Interest-free Period – 50 Days
ICICI Bank Corporate Card Solution
- Interest-free Period – 50 Days
- Full Control on spending done by your employee
- Online access to your statements and spending
- You can choose your billing date
Axis Bank My Business Credit Card
- Cashback of 20% while booking flight tickets
- Annual fee – zero for the first year and INR 499 from the second year
- Surcharge refund of 2.5% while transactions at fuel stations in India
- You can withdraw money around 30% of the credit limit from any VISA ATM in the world
- Joining Fee – INR 999
SBI Platinum Corporate Credit Card
- Joining & Annual Fee – Zero
- Interest-free Period – 20 to 25 Days
- Credit Card Insurance
- Accepted at multiple outlets in India and around the world
- Insurance if you face any fraud done by your employee