Different Types of Health Insurance Plans in India
Increased health problems and rising health costs due to irregular catering and unhealthy lifestyles can exceed your pocket money. If you want to avoid this, then you should buy the best health insurance plan. Nowadays, there are many health insurance plans available in the market where you can get a good health insurance plan. There are different types of health insurance plans available in India which is as follows.
Individual Health Insurance Plan
This insurance plan is the best health insurance plan or policy for those who want to have an individual health insurance plan. This insurance plan covers health expenses of an insured individual. Until the cover limit is reached, these plans pay for the surgical and hospitalization expenses of an insured person.
Family Floater Health Insurance Plan
If you want to take a health insurance plan for your entire family (spouse, children, and parents), then you can consider taking this type of health plan. The premium paid for such health insurance plans is much lower than other health insurance plans. Nowadays, several health insurance plans are available on the market like Bajaj Allianz Health Insurance, Max Bupa Health Insurance where you can solve all the health problems of your entire family by taking a good family floater health insurance plan.
Group Health Insurance plan
Group health insurance plan is one of the best insurance plans. These plans are purchased by one employer for all employees. These plans generally are standardized in nature and provide equal benefits to all employees.
Senior Citizen Health Cover Plan
This health insurance plan is specially designed for older people. This health insurance plan is very good for fighting against medical contingencies during old age. Generally, the premium of the Senior Citizen Health Insurance plan is higher than other plans.
Critical Illness Health Insurance plan
In this plan, the policyholder will be liable to get a fixed benefit payment in case of any critical illness specified under the insurance policy. In this plan, you will be able to pay hospitalization costs with a lump-sum benefit.